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| 1.1 | The [insert URL of website] website ("this website") is owned by Westpac Banking Corporation ("Westpac"). It is operated by Westpac and other companies in the Westpac Group. To the extent that general information and advice is provided on this website, it is provided by one or more of the following entities, (all being members of the Westpac Group of companies of which Westpac Banking Corporation is the holding company), based on the circumstances and context in which the advice is given on this website:
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| 1.2 | If, where general information and advice is being given on this website, the circumstances or context do not clearly indicate which one or more of the above entities is giving the information and advice, it is taken to be given by Westpac Banking Corporation. |
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| 1.3 | Your access to this website is subject to these terms and conditions, the Westpac Banking Corporation Privacy Statement, notices, disclaimers any other terms and conditions or other statements contained on this website, and, if you use any of the services identified on this website for which additional or alternative terms and conditions are referred to, those additional terms and conditions for those other services (referred to collectively as "Terms of Use"). By accessing, viewing or otherwise using this website, you agree to be subject to these Terms of Use. |
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| 1.4 | Westpac may, at its sole discretion, vary or modify these Terms of Use without notice. Any subsequent access to, or use by you of the website will constitute an acceptance of those modifications. |
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| 1.5 | You agree that where Westpac or any other company in the Westpac Group is required, by law or otherwise, to provide you with a document, you consent to the provision of that document electronically through the links on this website. We suggest that you print a copy of the document, or file it electronically, for future reference. |
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| 1.6 | The products and services referred to on this website are available in the jurisdictions as expressly stated. For Australian investors in Australia, please visit the www.westpac.com.au website. |
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| Important disclaimers |
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| 1.7 | All information contained on this website is given in good faith and has been derived from sources believed to be accurate. However, the information is selective and neither Westpac nor any other company in the Westpac Group have verified the information, which may not be complete or accurate for your purposes. Those companies make no representation or warranty of any kind as to the accuracy or completeness of the information. It is general information only and should not be considered as a comprehensive statement on any matter and should not be relied upon as such. |
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| 1.8 | Neither Westpac nor any other company in the Westpac Group nor any of their directors, employees and associates guarantees the security of this website, gives any warranty of reliability or accuracy nor accepts any responsibility arising in any other way including by reason of negligence for, errors in, or omissions from, the information on this website and does not accept any liability for any loss or damage, however caused, as a result of any person relying on any information on the website or being unable to access this website. This disclaimer is subject to any applicable contrary provisions of any applicable law, including the Australian Securities and Investments Commission Act and Trade Practices Act. |
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| 1.9 | Should you leave this site via a link contained within this website, and view content that is not provided by a company in the Westpac Group, including content in relation to the issue or sale of a financial product:
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| 1.10 | In preparing the information contained on this website, Westpac has not taken into account your objectives, financial situation or needs. Before investing on the basis of the information contained on this website, you should consider (with or without the assistance of an adviser) whether the information in this website is appropriate to you in light of your particular objectives, financial situation and needs. You should obtain the disclosure document relating to a product referred to on this website before making any decision about whether to acquire the product. |
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| 1.11 | The information on this site is based on current laws and their interpretation, including taxation laws. The levels and basis of taxation may change. The application of many laws, including taxation laws, depends upon an investor's individual circumstances. You should, therefore, consider seeking professional advice on the legal and taxation implications of investing and should not rely on the information provided, which should be used as a guide only. |
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| 1.12 | In contributing information contained on this site and in providing their respective products and services through this site, and unless expressly stated otherwise, each company which is a member of the Westpac Group and is identified on this site is acting as principal and does not act as a representative of any other company in the Westpac Group. |
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| 1.13 | The information contained in this website shall not be regarded as an offer or solicitation to sell products, investments or make deposits in any country to any person to whom it is against the law to make such an offer or solicitation in that country. |
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| 2. Copyright |
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| 2.1 | Copyright in the information contained on this website is owned by Westpac Banking Corporation (ABN 33 007 457 141). You may use this information for your own personal reference only. You may reproduce this information in hard copy solely for your personal use. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or incorporated in any way into another document or other material. |
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